Amortization Calculator

Generate a full year-by-year amortization schedule showing principal, interest, and remaining balance for any loan. Free, instant, no signup.

Currency

Loan amount

Annual interest rate

Loan term

years

Formula: PMT = P × r / (1 − (1 + r)^−n)

P = loan principal
r = monthly interest rate
n = total months

How to use the Amortization Calculator

Enter your values. Fill in the fields with your numbers.
Calculate. Press Calculate to run the amortization calculator.
Use the result. Copy the result or try a related tool next.

Why use our Amortization Calculator

Instant results. Enter your figures and the amortization calculator returns an answer in seconds.

Free & private. Runs in your browser — no signup, and nothing is sent to a server.

Accurate. Uses standard formulas so you can rely on the numbers.

Free to use — premium coming soon

FREE

✓ Unlimited calculations
✓ Instant results
✓ No signup

PREMIUM

★ Remove ads
★ Save & compare scenarios
★ Export results

About the Amortization Calculator

Generate a full year-by-year amortization schedule showing principal, interest, and remaining balance for any loan. This amortization calculator does the maths for you so you get a fast, reliable answer without spreadsheets or manual calculation. Enter your values, hit Calculate, and read the result instantly.

Frequently asked questions

Is the amortization calculator free?

Yes — unlimited use, no account needed.

How accurate is it?

The amortization calculator uses standard, well-established formulas. Always double-check figures that matter.

From our blog

How to use the One Rep Max Calculator (with examples)

By the Super Simple Digital Tools Team · Updated June 2026

Whether it's for work, study or everyday life, the One Rep Max Calculator takes the hassle out of everyday calculations. Estimate your one-rep max (1RM) from a lighter set and get a full percentage-of-1RM training table. Free, instant, no signup.

Using it takes seconds: fill in the fields with your numbers, then press Calculate to run the one rep max calculator, then copy the result or try a related tool next.

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Ready to try it? Open the One Rep Max Calculator and get your answer in seconds.

Instant results: Enter your figures and the one rep max calculator returns an answer in seconds.
Free & private: Runs in your browser — no signup, and nothing is sent to a server.
Accurate: Uses standard formulas so you can rely on the numbers.

Read the full guide →

Tool by the Super Simple Digital Tools Team. Reviewed by our editorial team. Free to use, no signup required.